Underwriting
In-House Services
Tres brings underwriting, administration, technology, and service together in one seamless experience.
Third Party Administration
The employee benefits industry has long-lacked administrative solutions that are affordable, integrated, and built to meet the needs of small and mid-sized employers. That's why we created Tres Health Administrators.
By bringing key administrative functions together under one roof, we reduce unnecessary handoffs, improve operational accuracy, and create a smoother experience for every group we serve.
Medical plan administration
COBRA administration
Consolidated billing
Integrated technology
Managing General Underwriter (MGU) Services
As a full-service Managing General Underwriter (MGU), Tres underwrites all our level-funded health plans. Positioning our MGU in-house, along with our TPA services, delivers the final step in our evolution of creating a full-service health benefits platform.
Our MGU, Tres Underwriting, uses sophisticated AI and digital tools enabling quick and effective data analysis, and our risk management is provided through Tres Health Risk, our captive. As an in-house underwriter, we offer:
Policy binding
Claims payment
Contract issuance
Premium collection
